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Apple's App Store prevents suspicious transactions and saved billions.

Apple's App Store prevents suspicious transactions and saved billions: Apple Pay and StoreKit are the payment technologies developed by Apple. These technologies handle in-app payments, subscriptions, and new purchases.

As part of Apple's yearly fraud prevention analysis report for 2021, there are a few really large statistics to examine and analyse. More than 1.6 million potentially harmful and vulnerable apps, as well as app updates, were prevented from committing user fraud by a large technology company. This information was revealed in a recent announcement made by the company. Together, these measures prevented nearly $1.5 billion worth of fraudulent transactions in the App Store in 2017. More than 3.3 million fake customer accounts were removed from the platform, and more than 170 million stolen credit cards were prevented from completing any transactions.

Before an app or an update is accepted for listing, Apple claims the multi-layered app review process employs automatic techniques, such as machine learning and heuristics, as well as a manual human evaluation.

"The human evaluation is what sets apart the process of app review from other similar processes. According to a statement released by Apple, "the App Review team examines each program and update to determine whether or not it complies with the criteria outlined by the App Store with regard to privacy, security, and spam."

During the same time period that saw 107,000 new app developers advertise their applications on the App Store, more than 802,000 fraudulent developer accounts were terminated. Furthermore, during this time period, over 835,000 problematic new apps and 805,000 app upgrades were rejected or deleted. Apple said that 34,500 applications had some hidden or undocumented functions, which is a more worrying trend than the developer's propensity of trying to integrate secret features in their software. This number was much greater in 2020, coming in at around 48,000.

Also, more than 157,000 applications were rejected because they were labeled as spam, copycats, or deceiving users in some way, such as by trying to trick them into completing a purchase or transaction. This number is expected to climb to 150,000 by the year 2020. There have been repeated efforts to set up new fraudulent accounts, even after those accounts have been disabled. The steps used by Apple to identify account creation efforts resulted in the rejection of 118 million of such attempts; the previous year, more than 424 million such attempts were rejected.

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Apple has been under fire on several occasions for its refusal to let end customers to access third-party application stores and download software there, which is a feature that is standard on Google's Android mobile operating system. The corporation has claimed that the genuineness and safety of downloads made through other shops cannot be guaranteed, which puts the data and privacy of iPhone users at danger. Apple has brought attention to this issue, this time by providing figures from the previous year.

More than 63,500 illegal programs that were being distributed via pirate shops were eliminated by the massive technology company. Keep in mind that these are listings for the app, not the total amount of downloads. The common issue with these applications was that they were built to mimic well-known apps in order to trick users who were not paying attention, and that they sought to alter well-known apps in a way that was not authorized by the authors of those applications. It was stated that 110,000 malicious applications were prohibited in the year 2020, making this figure far higher.

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The previous year was when Apple published their very first fraud prevention analysis report, which included a compilation of the measures and outcomes for the year 2020. This report has been revised and updated for its second edition.

According to a study published by Apple, "In 2021 alone, as a result of a mix of technology and human assessment, over 3.3 million stolen cards were stopped from being used to make potentially fraudulent transactions."

Since 2020, when over 3 million stolen cards were discovered, this issue has become much worse. A further 600,000 accounts have been prevented by the business from engaging in future financial transactions through the App Store or any of Apple's other applications. Because of these precautions, about $1.5 billion worth of fraudulent transactions were averted throughout the year. Apple Pay and StoreKit are two of Apple's payment technologies. These technologies handle in-app payments, as well as subscriptions and new purchases.

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